A Credit Card
the explosion of the Internet, obtaining a credit card is easier than
You can obtain an application online, or even complete the application
online or in some cases even get approval for a credit card online
in less than a minute.
a wide variety of credit cards out there from which to choose, so selecting
an appropriate card for you can be confusing. Once you have established
credit, you can choose between different interest rates, various rebate
miles, or you can obtain a secured credit card.
answer inevitably depends on your lifestyle. If you intend to pay your
credit card bills
in full every month, then the interest rate is irrelevant and you should
use a reward
or cash rebate credit card that gives you something you will use
in return (e.g. cash back cards such as Discover or reward cards such
as airline mileage cards).
On the other hand, if you carry a balance every month the interest rate is
extremely relevant. When selecting which credit card is best for you, make
sure to choose a low
interest credit card.
Until you have established a good credit history, you may only qualify for
credit card. In
todays credit card market, depending on your credit, you should be able to
obtain a secured credit card or a standard credit
card with no annual fees. Another
alternative is a pre-paid