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Credit
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![]() Importance of Establishing CreditIt's difficult to imagine life today without credit, and it's more difficult to improve your quality of life without maintaining good credit. Establishing credit may sound impossible - you need a credit history before you can get credit, but you can't establish a credit history without having credit. This section is designed to provide assistance, via information and valuable resources, for anyone who does not have a well-established credit history and wishes to build one. Establishing credit is possible - with your responsible use, you can start building a good credit history in a relatively short period of time. Note: if you have previously established credit and are attempting to reestablish your poor credit please refer to the credit repair section of this site.
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