credit scoring information
FICO Credit Score

How credit scores
are determined

How to improve
my FICO score

What is my
FICO credit score?

credit scoring

FICO Credit Score Ranges

Your FICO score is a 3-digit number generally ranging from 300 to 850. Although lenders set their own guidelines, the higher your FICO score the better credit risk you are to a credit grantor.

What qualifies as a good credit score? According to Craig Watts of Fair Isaac Corp, half of all Americans have a score above 720.

National distribution of FICO scores



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