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Auto Home Personal Student |
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Personal LoansA personal
loan is an unsecured loan made to individuals. With most loans the money
you borrow is secured by the equity in your home or by some other personal
property or asset, but an unsecured personal loan is not guaranteed by
any collateral. Personal loans, because they are unsecured, generally
have higher interest rates than you would find on many other types of
loans. If you are able to obtain
a home equity loan (or second mortgage) you will most likely get a
better interest rate. Moreover, you will be able to deduct the interest
from your taxes. A personal loan may be used for any purpose you wish
such as home repairs or improvements, unexpected expenses, major purchases,
debt consolidation, vacation or any other purpose. When you apply
for a personal loan using the internet it is a confidential, secure,
no obligation process that is usually free. |
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